Cutting-edge financial product solutions

Forget about endless and complicated IT projects to align business needs with tech capabilities. Leave all the tech work to our easily customized solution and dedicate your valuable time to growing your business

3x

Faster

Time to market

Compared to classic software development, solutions based on our platform are released 3 times faster

5x

Lower

Operating Costs

Compared to classical software development, on average, creating systems based on our platform is 5 times cheaper

~0%

Reduces

Error rate

Our clients' IT systems help to completely eliminate operational errors and the human factor through automation

3x

Faster

Operations

Solutions help to speed up work processes by an average of 3 times: manual task execution, approval process, data processing

Foundation for any financial applications

With JunicaTech's low-code nature, you can create and implement financial solutions and embedded systems across any business quickly and cost-effectively.

Credit pipelines

  • Limit management
  • Application acceptance
  • Structuring expertise
  • Underwriting
  • Decision-making
  • Monitoring and analytics

Client management

  • Document Management
  • Electronic Contracts (eDocs)
  • Self-service portals and personal accounts
  • Electronic records
  • CRM
  • Signing contracts via Docusign

Risk management

  • Credit risk
  • Decision-making management
  • Early warning management
  • Limit management
  • Operational risk

Exchequer

  • Nostro position management
  • Limit management
  • Liquidity management

Front office

  • Unified front-end solution
  • Cash and settlement services
  • Deposits
  • Credit products
  • Reports and dashboards

Embedded financial tools

  • AI-integration
  • Ecosystem Connectors
  • Point of sale loans

Designed for innovation‑driven teams

Startups with fintech functionality

We may be able to help you create a fintech startup or other venture with financial functionality integrated

ISVs

If you are a software vendor working on a financial project, we can help you reduce your workload

Banks
and Lending Companies

We can help banks and lending companies automate their business processes fast and cost-effectively

Integrators
and
Consultants

Whether you need resources or expertise for a financial project for your client, we can be your tech partner

Why JunicaTech?

Ready-made solutions

A well-thought-out integrated line of solutions that takes into account the specific needs of each business area

Any customization

We have a team with experience and technology, you can only think about your business and requirements, and we will help you do the technical part

In-depth fintech expertise

Many years of experience in automating banking processes ensures the development of high-quality products with proven implementation efficiency

Our case studies

Under the NDA

Credit conveyor and integration
of applied solutions for a bank

Problems

  • Lack of end-to-end automation in the credit process
  • Involvement of a large number of employees
  • Manual task execution and absence of a unified knowledge base
  • Long waiting times for customer decisions

Solution

We created a unified system, integrating an automated credit conveyor, modules for handling credit applications, limits, collaterals, monitoring, financial and economic activity analysis, and an electronic credit committee.

3x

Faster

decision-making process

10x

Less

operational errors

3x

Less

employee workload

Solution for pre-approved loans for small and medium enterprises

Problems

  • Complex credit application processing algorithm
  • Involvement of many employees
  • High likelihood of erroneous decisions
  • Long waiting times for potential customers

Solution

An automated system application was developed to generate pre-approved credit decisions without user involvement. It processes incoming data, analyzes financial risks, automatically sends information to internal and external services for verification, and, upon successful completion, generates a decision and presents it to the user.

up to

50,000

applications per day processed automatically

~0%

error rate reduced

in

1

day

decisions made instead of 1 week

Financial management system

Problems

  • Errors due to human factors
  • Manual task execution
  • Lack of a unified database and reporting format

Solution

A unified system for managing financial and operational processes, allowing error-free financial management, compliance with all accounting standards, and ensuring accuracy, security, and data integrity. The system also features automatic dashboard and report generation for any time period.

~0%

error rate reduced

3x

Less

employee workload

    10+ years of experience in fintech

    Founded in Australia, JunicaTech has a diverse team around the world. We are united by our experience in creating fintech services and desire to help other businesses succeed.

    Alex Zaitcev

    Alex Zaitcev

    CEO

    Alex is an experienced leader in the banking and technology industries. Throughout his 17 years of experience across multiple countries, he gained a deep understanding of financial systems and industry needs. As CEO, he aims to simplify and expedite even the most highly regulated processes through data-driven financial solutions.

    Krisztina Borsi

    Krisztina Borsi

    Project Manager

    Krisztina has a degree in financial mathematics and has worked on various insurance and scoring models for over 6 years. During this time, she has been involved in projects related to loan origination, scoring, collateral management, the trade finance customer portal, and back-office operations.

    Valeria Alferova

    Valeria Alferova

    Head of Presales

    Valeria holds a Master's degree in Finance and Credit and has 11 years of experience in the financial sector. Among her key projects are an Automated Collateral Management System, a Personal Account System for Developers, which synchronizes documents between real estate developers and banks, and a Loan and Lease Decision-Making System, among other things.

    Igor Milione

    Igor Milione

    Lead Business Analyst

    Having over six years of tech experience, Igor specializes in fintech. During his career, he has managed software development and technical business requirements for digital signature solutions, billing systems, credit analysis, various loan products, customer complaint management, SAC and Ombudsman governance, as well as credit card sales and account management.

    Streamline your banking
    and insurance products